In our latest video about savings, James Blower explains how the Financial Services Compensation Scheme protects savers deposits with banks, building societies and credit unions

James Blower explains the Personal Savings Allowance in his latest video.

James Blower of The Savings Guru explains why he's such a massive fan of regular savings accounts.

Each month we write a column in Around Town Magazine, which goes out to 50,000 households in Billericay, Rayleigh and Upminster in Essex. Here’s our April column.

I’m regularly asked about Cash ISAs and whether they are still worth using as a savings account. These questions always increase in March and April as the end of the tax year approaches and the start of a new one is on the horizon.

The most frequently asked question I get asked, by savers, banks and the media, is ‘where are savings rates are heading?’

A New Year is often a focal point for people to look at what they’d like to change in their lives and many make resolutions for what they want to achieve.

One often quoted statistic in banking is that people living in the UK are more likely to get divorced than change their bank accounts.

The past few days have seen two very noteworthy movements in the savings market.

Firstly, if you find yourself in this situation, you are not alone. Over 40% of people in the UK either have no savings at all or just a small amount of cash, less than £500, put away.

On the eve of Halloween, we’ve seen a range of new fixed rate bonds launched from Coventry Building Society, Fidor and Vanquis. Are these a sweet treat or will an investment in to these savings bonds come back to haunt you?

Each month, James writes a column in Around Town Magazine which goes out to 50,000 homes in Essex. This is his October article.